Billing & Insurace

Freedom of Choice of Providers

OSPTI knows how important it is for a patient to be able to choose their own healthcare providers. All patients have the right to choose the providers who render care to them. It is a patient’s legal right under the so called “common law.” Remind your physician that YOU have a choice of therapy provider.

Advocate for yourself. Insist on the best care. Choose OSPTI for your therapy needs.


We participate with most major insurance companies. Some of the insurance companies include:

  • Blue Cross Blue Shield
  • Medicare
  • Medica
  • Medicaid
  • Health Partners
  • Sanford
  • Preferred One

Doctor Referrals

A doctor referral is not always required for physical therapy, but the requirement of a referral is dependent on your health insurance. Please contact your health insurance provider. Occupational therapy and speech therapy do require doctors referrals.

How to check your insurance information?

Call the customer service phone number on your insurance card or we would be happy to check benefit information for you.


Some insurance companies require a co-pay due at the time of visit. Other policies are subject to deductibles and most are subject to co-insurance.

Save time by filling out patient forms before your visit!